| 1.Time is money | | |
| 2.God helps those who help themselves | | |
| 3.A penny saved is a penny earned | | |
| 4.Early to bed, early to rise, makes a man healthy, wealthy and wise. | | |
| 5.Scratch my back and I’ll scratch yours | | |
| 6.There’s more than one way to skin a cat | | |
| 7.The proof of the pudding is in the eating | | |
| 8.Pull yourself up by your bootstraps | | |
| 9.Where there’s a will, there’s a way | | |
| 10.Opportunity doesn’t knock twice. | | |
| 11.Practice makes perfect. | | |
| 12.Make hay while the sun shines. | | |
| 13.Penny wise, dollar foolish | | |
| 14.Practice what you preach | | |
| 15.If a job is worth doing, it’s worth doing well. | | |
| 16.You don’t get something for nothing. | | |
| 17.There’s no such thing as a free lunch. | | |
| 18.Fight fire with fire. | | |
| 19.Fish or cut bait | | |
| 20.Don’t throw out the baby with the bathwater. | | |
| 21.If you can’t stand the heat, get out of the kitchen. | | |